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What We Do

The National Rural Utilities Cooperative Finance Corporation (CFC) is the premier private-market lender for the nation's electric cooperative—an independent source of financing that supplements the credit programs of the U.S. Department of Agriculture's Rural Utilities Service (RUS). CFC also provides financing and management expertise to non-RUS borrowers.

CFC offers full-service financing, investment, and related services to its members, and offers a wide range of flexible, low-cost financing programs and interest rate options. It raises funds for loan programs with the support of its owners' equity and investments and through the sale of multiple financing vehicles in the private financial markets. By maintaining high credit standards and credit ratings, CFC delivers superior quality products at a reasonable cost.

CFC also offers flexible ways for members to invest surplus cash to earn additional revenue while helping keep the cost down for all members. Other specialized services can help co-op executives make better business decisions.

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